Terms and Conditions

Effective Date: 26th December 2020

Welcome to the PayRam App (“PayRam”, “we”, “our”, or “us”). These Terms and Conditions (“Terms”) govern your use of the PayRam App, including all its features, tools, services, and products provided within the app. By downloading, installing, and using the PayRam App, you agree to comply with and be bound by these Terms.

1. Acceptance of Terms

By accessing or using the PayRam App, you accept and agree to be bound by these Terms and any future modifications. If you do not agree with these Terms, please do not use the app.

2. Use of the App

PayRam App is designed to provide secure wallet activation and crypto transaction services, including the ability to scan QR codes for wallet management and payments. You are granted a limited, non-transferable, and revocable license to use the app solely for its intended purposes.

3. Camera Permissions

To enable QR code scanning functionality for wallet activation and transactions, the PayRam App requires access to your device's camera. The camera will only be used to scan QR codes, and no images or videos will be stored, processed, or shared by PayRam.

• What We Collect: We only access the camera for QR code scanning within the app. No other data is collected or transmitted.
• How It’s Used: Camera access is exclusively for QR code scanning. Payram does not retain or transmit any camera data beyond this function.
• User Control: You can manage or revoke camera permissions at any time via your device's settings. However, disabling camera permissions may limit certain features of the app, such as QR code-based wallet activation and transactions.

For more details, refer to our Cookie Policy.

4. User Responsibilities

You agree to use the PayRam App in compliance with all applicable laws and regulations. You are responsible for maintaining the confidentiality of your account credentials and for all activities conducted under your account.

5. Privacy Policy

Your privacy is important to us. Payram collects and processes personal data as described in our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

6. Intellectual Property

All content, logos, trademarks, and intellectual property associated with PayRam App are owned by PayRam or its licensors. You are granted no rights to use such intellectual property except as expressly permitted by these Terms.

7. Limitation of Liability

To the fullest extent permitted by law, PayRam shall not be liable for any indirect, incidental, special, or consequential damages arising from your use or inability to use the app, including but not limited to data loss, service interruptions, or any damage caused by errors or omissions in the app.

8. Modifications to the Terms

We reserve the right to modify, amend, or update these Terms at any time. Any changes will be reflected in the updated version of the Terms on this page. By continuing to use the PayRam App after such changes are posted, you agree to be bound by the updated Terms.

9. Termination

We may suspend or terminate your access to the PayRam App at any time, with or without notice, for any reason, including violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws and regulations of jurisdictions where our website operates, including GDPR (Europe) and CCPA (California).. Any legal actions or proceedings related to these Terms will be subject to the exclusive jurisdiction of the same.

12. Contact Us

If you have any questions or concerns about these Terms or the PayRam App, please contact our support team at:

• Email: dev@payram.com
• Support Website: https://payram.com

Acknowledgment of Terms

By using the PayRam App, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.