Cookie Policy

Last Updated: 26th December 2020

PayRam (“Company,” “we,” “our,” or “us”) uses cookies and similar tracking technologies on our website (“Website”). This Cookie Policy explains what cookies are, why we use them, and how you can manage your cookie preferences.

By using the PayRam Website, you consent to the use of cookies in accordance with this Cookie Policy. If you do not agree to our use of cookies, please disable cookies as described below or refrain from using our Website.

1. What Are Cookies?

Cookies are small text files stored on your device (computer, smartphone, tablet) when you visit certain web pages. They are used to make websites work more efficiently and to provide information to website owners to help improve user experience.

Cookies can be classified as either:

• Session Cookies: These cookies are temporarily created and are deleted when you close your browser or log out.
• Persistent Cookies: These cookies remain on your device for a set period or until you delete them manually.

2. How We Use Cookies

PayRam uses cookies to:

• Enable essential functionalities of the Website.
• Analyze how you use and navigate our Website, allowing us to improve its usability and performance.
• Improve your user experience by remembering your preferences.
• Deliver personalized content and measure the effectiveness of our communications.

3. Types of Cookies We Use

We categorize cookies in the following ways:

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Essential Cookies: These cookies are necessary for the Website to function properly. Without these cookies, services you have asked for (such as accessing secure areas of the site) cannot be provided.

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Analytics and Performance Cookies: These cookies collect information about how visitors use our Website, such as which pages are most frequently visited and if users get error messages from certain pages. The information collected is aggregated and does not directly identify individual visitors. We use this information to improve how our Website works.

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Functionality Cookies: Functionality cookies allow our Website to remember the choices you make (e.g., language preference) and provide enhanced, more personalized features. They may also be used to provide services you have requested, such as live chats or video playback.

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Advertising and Targeting Cookies: Advertising and targeting cookies may be used to build a profile of your interests and display relevant advertisements on our Website or across other websites. They do not store directly personal information but identify your browser and device. If you do not allow these cookies, you will experience less targeted advertising.

4. Third-Party Cookies

In some cases, we partner with third-party service providers who may set cookies on our behalf. These third parties provide us with analytics, advertising, or other services. They may use information about your visits to our Website or other sites to personalize advertisements or gather statistical data.

Please note that we do not control the collection or use of your information by these third parties. Therefore, we encourage you to review each third party’s cookie and privacy policies.

5. Cookie Management: Your Choices

You have the right to decide whether to accept or reject cookies. You can exercise your cookie preferences by adjusting your browser settings to block or alert you about these cookies. However, if you choose to disable some or all cookies, certain features of our Website may not operate as intended.

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Browser Controls: Most web browsers provide settings that let you control or reject cookies. For detailed information on how to do this, please refer to your browser’s help documentation.

For more information about how Google uses your data, visit: Google Privacy Policy.

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Opting Out of Third-Party Networks: If you wish to opt out of receiving interest-based ads, you can do so through various consumer opt-out platforms, such as the Network Advertising Initiative (NAI) or the Digital Advertising Alliance (DAA), depending on your location.

6. Changes to This Cookie Policy

We may update or revise this Cookie Policy from time to time in response to changing legal, technical, or business developments. The most current version of this Cookie Policy will be available on our Website, and the “Last updated” date at the top indicates when the latest changes were made.

7. Contact Us

If you have any questions about this Cookie Policy or our data practices, please contact us at:

Email: dev@payram.com

We will do our best to address your concerns and provide additional information where needed.

By continuing to browse or use our Website, you agree to the use of cookies as described in this Cookie Policy.