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Start accepting stablecoin payments by your next coffee break. Book a call

A Private Payment Gateway for Humans & AI Agents.

Accept stablecoin and crypto payments on infrastructure you own. Your customers' data is never shared. No signup, no approvals, no account freezes — ever.

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$100M+ settled·100+ merchants·No signup needed
PayRamDEMO
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Choose an amount to add to your demo account.

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Accept Crypto WITHOUT THIRD-PARTY

PayRam is a self-hosted cryptocurrency payment processor that is secure, private, & resistant to censorship.

Explore Docs
PayRam self-hosted payment gateway on mobile
Self-Hosted Setup

Deploy in 10 minutes. No signup. No waiting.

One command. Your server. Your wallet. Your rules. No approval queue — just run this and go live.

bash <(curl -fsSL https://payram.com/setup_payram.sh)
Ubuntu 22.04+·2 CPU, 4 GB RAM·~10 minutes·Self-custody
Setup Guide →Try Demo First

ORCHESTRATE payments without gatekeepers

With PayRam gateway, you own the entire payment flow, from checkout to settlement, without middlemen or censorship.

Book a Call
PayRam self-hosted pyramid diagramPayRam self-hosted layer overlay
How Funds Flow

One address per customer. One wallet that’s always yours.

PayRam assigns every customer a permanent, dedicated deposit address — free to create, zero management. SmartSweep consolidates balances into your cold wallet automatically. No custody hand-off. No manual moves. Your keys, your funds.

User Deposit Address
Unique · Free · Permanent
User Deposit Address
Unique · Free · Permanent
User Deposit Address
Unique · Free · Permanent
User Deposit Address
Unique · Free · Permanent
SmartSweep
Auto-consolidates
Your Cold Wallet
Self-custody

Unique · Permanent · Free

Every customer gets their own address — forever. No sharing, no collision, zero cost to create.

Sweeps automatically

SmartSweep moves every balance to your cold wallet the moment it crosses your threshold. You watch — you never touch.

Always your custody

Funds land in YOUR cold wallet. Not an exchange. Not PayRam. The private key never leaves your hands.

For AI Agents & Builders

Add a Payment Gateway to Your Agents

No signup. No KYB. No human required. Deploy a self-hosted crypto payment gateway with card-to-crypto onramps. Your agent handles everything.

The Old Way
  • ✕Fill out KYB application
  • ✕Wait 5–14 days for approval
  • ✕Share business documents
  • ✕Risk account suspension
The PayRam Way
  • ✓Run one command or prompt
  • ✓Live in 10 minutes
  • ✓No forms. No documents.
  • ✓Permissionless forever
🤖

For Any AI Agent

MCP-native integration. Connect any LLM agent to PayRam and accept crypto + card payments autonomously. Deploy in 10 minutes.

Explore Agentic Payments
🦞

For OpenClaw & NemoClaw

Accept crypto and card payments on WhatsApp, Telegram, Discord. No signup. Your OpenClaw agent becomes a full payment processor.

Explore OpenClaw Integration
No SignupNo KYBCard-to-CryptoSelf-Custody5-Min DeployMulti-Chain

Zero waiting. Go live with payments in minutes.

Launch your private payment gateway with PayRam. No approvals required, go permissionless from day one.
Your wallets. Your rules.
Connect Metamask, Coinbase, Binance, Phantom, and more. PayRam works with the wallets you already trust, without taking custody.
Wallet and DeFi integrations illustration — MetaMask, Coinbase and Phantom logos
Every transaction, accounted for.
Ledger, analytics, and P&L built into your PayRam node. A complete financial view without surrendering control.
PayRam transaction records and analytics dashboard
No waitlists. No approvals. No signups. Go live in minutes!
Move fast, launch faster. PayRam gets your business online in minutes, so you can start accepting payments permissionlessly from minute one.

Trusted by businesses worldwide

PayRam empowers businesses to process millions securely and efficiently, scaling effortlessly for global payment needs.
$100 million+ Value settled
850,000+ Onchain transactions
100+ Merchants onboarded
Smart Contracts Audited by QuillAudits

Experience PayRam in action

See how our features work with real-time interactions

Supported coins and blockchains

PayRam empowers businesses to process millions securely and efficiently, scaling effortlessly for global payment needs.
Soon

Card-to-Crypto

ONRAMPS

Live

Magic Conversion

Customers pay by card and you get in crypto. Just what the world needed

Global Reach

40+ currencies, 100+ countries, 300+ payment methods

Only PayRam

Our magic experience and solution is unique in the world

Explore OnrampBook a Call
Card-to-crypto onramp on mobile — PayRam

One platform. Total payments control.

From global settlements to API-driven workflows, simplify the way you send, receive, and scale payments.
Control with full custody

Control with full custody

Be in control of your assets across chains with a UI designed for simplified custody.

Choose how you get paid

Choose how you get paid

Transact globally on the chains you prefer with multi-currency & multi-chain support.

Authenticate & verify

Authenticate & verify

Manage user access & account settings for individuals & teams through a single dashboard.

Simplify fund management

Simplify fund management

Easily consolidate all your funds in one place ensuring your capital is ready when you need it.

Flexible compliance

Flexible compliance

Compliance tools are optional and the decision is yours, while your assets stay in wallets only you control.

Automate your payments

Automate your payments

From one-off payment links to full API automation, PayRam scales with your business.

PayRam mobile app — manage wallets, approve payments, and transfer funds from your phone

Power in your pocket

Wallet management made simple
Add, monitor, and manage your wallets effortlessly across multiple chains with real-time updates
Instant payment approvals
Approve transactions in bulk or individually with enhanced security, even when you're away from your desk
Secure fund transfers
Transfer funds or sweep transactions with customizable fees and robust encryption, ensuring complete control and safety

PayRam Business App available on

“PayRam cut our payment settlement time from 3 days to under 10 minutes. The self-hosted setup gave us full control — no middlemen, no frozen funds. It's become the backbone of our checkout flow.”

Marcus T.

CTO at a Global E-Commerce Platform

Frequently asked questions

Run one command on your own server, or ask your coding agent to do it. Most setups go live in about 10 minutes, with no signup and no account activation. The docs and the PayRam community help with installation and integration, whether you're launching a casino, an online store or a marketplace. Explore Integration Guides
PayRam sets no transaction limit. It runs on your server, so your volume is bounded only by your hardware and the chains you use, whether you process 10 payments a day or 10,000.
At minimum:
  • 2 CPU cores (4 recommended)
  • 4 GB RAM (8 GB recommended)
  • 50 GB SSD
  • Ubuntu 22.04 or later
PayRam supports:
  • Stablecoins: USDC and USDT on Ethereum, Tron, Base and Polygon
  • Major coins: Bitcoin and Ethereum
  • Solana: coming soon
Only you. PayRam runs on your server, so customer data stays there. It is never shared with PayRam or anyone else, and nothing is reported or monitored. Any reporting is your decision, and you own the compliance obligations that apply to your business.
Yes. Try the live demo to send a test payment in your browser, or book a free 1:1 call to see PayRam in action. We'll show you how to customize checkout flows and how funds settle straight to wallets you control.
Yes. Operator mode turns one installation into a payments business: onboard other merchants, set your own fees and own the business. See operator mode

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Become your own payment processor today