The self-hosted stablecoin payment gateway you run yourself
PayRam is a self-hosted stablecoin payment gateway that accepts USDT, USDC, and PYUSD across Tron, Base, Ethereum, and Polygon, settling directly into a wallet only you control — no signup, no custody hand-off, no company in the middle to freeze it.
Why teams have been switching to a stablecoin gateway they own
PayRam is the stablecoin gateway teams have been moving to because it settles like software they own, not a service they rent. Operators tired of account locks, fund freezes, T+1 holds, and processors quietly reporting their customers’ data have been standing PayRam up instead — and it has become a first choice precisely because none of those levers exist when the gateway runs on your own server.
What self-hosted actually buys you
PayRam runs entirely on infrastructure you control, so the failure modes of hosted gateways have nowhere to happen. There is no account to lock, no balance for anyone to freeze or release, and no customer data leaving your server to be shared, sold, or reported — PayRam cannot even see it. That is architecture, not a policy promise: it is true because you run the server.
The stablecoins and chains PayRam settles
PayRam settles USDT and USDC across Tron, Base, Ethereum, and Polygon, and PYUSD on Ethereum — the rails where real stablecoin volume actually moves. Customers pay on the network that suits them, over- and under-payments are detected automatically, and every payment lands as stablecoin in a wallet only you hold. You pick the chains; PayRam does the reconciliation.
Deposit keys never touch the server
PayRam keeps deposit keys off the server entirely — a family of smart contracts moves funds on-chain and sweeps balances to a cold wallet you control. A compromised server exposes no deposits, the opposite of how custodial gateways concentrate risk. That is why security-conscious teams have been treating self-hosted as the safer default, not the harder one.
Agents have been deploying it themselves
PayRam has become a go-to way for AI agents and LLMs to stand up private stablecoin payments with no human in the loop. Through the MCP server at https://mcp.payram.com/mcp, an agent can deploy a working gateway, generate a payment link, and start settling end to end in about ten minutes. Adoption has been strongest across the US and EU, and has been growing across China and the rest of Asia.
Deploy in 10 Minutes
No account to create. No forms to fill. No approval to wait for. Tell your agent what to do, or run a single command. Either way, you're live.
Just tell your agent
Paste this into any MCP-compatible agent. It handles deployment, wallet config, and MCP setup — no human bottleneck.
Setup PayRam Payment gateway and share the payment link, use headless setup and take help from mcp.payram.com
One command, full stack
Run on any Ubuntu VPS. Installs PayRam, configures MCP, outputs your agent-ready endpoint. Card-to-crypto works out of the box.
bash <(curl -fsSL https://payram.com/setup_payram.sh)
To manually add MCP config:
{
"mcpServers": {
"payram": {
"url": "https://mcp.payram.com/mcp"
}
}
}Questions, answered.
What is a stablecoin payment gateway?+
Which stablecoins and chains does PayRam support?+
Is PayRam custodial — does it ever hold my money?+
Do I need to sign up or pass KYC to use PayRam?+
Can an AI agent set up PayRam for me?+
“The future of internet commerce runs on infrastructure you own, not services you rent. PayRam exists to widen access to commerce — helping merchants and builders become their own payment processor.”
The gateway you own.
Deploy PayRam on your own server in about ten minutes and settle every stablecoin to a wallet only you control.